1. Introduction

This Privacy Policy describes how MVP TAP ("we," "us," or "our") collects, uses, and protects your information when you use our platform (the "Service"). By creating an account or using the Service, you consent to the practices described in this policy.

2. Information We Collect

We collect the following types of information:

• •Account information: name, email address, phone number, and password (encrypted).
• •Profile information: account type, favorite sports, favorite teams, and referral codes.
• •Activity data: predictions, trivia answers, tips, follows, XP, streaks, and leaderboard participation.
• •Payment information: processed securely through Stripe; we do not store full card details.
• •Device and usage data: IP address, browser type, and interaction logs.

3. How We Use Your Information

We use your information to:

• •Create and manage your account
• •Provide personalized content, rewards, and leaderboard features
• •Process tips and donations to athletes
• •Facilitate NIL-compliant engagements between fans, athletes, and sponsors
• •Send service-related communications, updates, and support responses
• •Detect, prevent, and address fraud or abuse
• •Comply with legal and NCAA NIL reporting obligations

4. Information Sharing

We do not sell your personal information. We may share data with:

• •Payment processors (e.g., Stripe) to complete transactions
• •Athletes and sponsors, as needed to facilitate NIL engagements
• •Service providers who help operate the platform (under confidentiality agreements)
• •Legal authorities when required by law or to protect our rights and safety

5. Cookies & Tracking

We use cookies and similar technologies to maintain sessions, remember preferences, and analyze usage. You can control cookies through your browser settings, though some features may not function properly without them.

6. Data Security

We implement industry-standard security measures to protect your data, including encryption, access controls, and secure payment processing. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

7. NIL Compliance & Reporting

To comply with NCAA and NIL Go requirements, certain NIL agreement details (including compensation valued at $600 or more) may be reported to the appropriate clearinghouse. Athlete data related to NIL deals may also be disclosed to institutional compliance offices as required.

8. Your Rights

You have the right to access, update, or delete your personal information. You can manage your profile from your account settings or contact us at support@mvptap.app. You may also delete your account at any time, which will remove your personal data from the Service (subject to retention required by law or compliance obligations).

9. Children's Privacy

The Service is not directed to children under 13. We do not knowingly collect information from children under 13. If you believe a child has provided us with personal information, please contact us and we will take steps to delete it.

10. Data Retention

We retain your information for as long as your account is active or as needed to provide the Service. We may retain certain data after account deletion to comply with legal obligations, resolve disputes, and enforce our agreements.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify users of material changes. Continued use of the Service after changes are posted constitutes acceptance of the updated policy.

12. Contact

If you have questions about this Privacy Policy, please contact us at support@mvptap.app or (888) 687-5060.